Personal Checking Accounts - The First Bank of Greenwich

Basic Checking Account - BankOn standard account

Minimum to Open: $25

Product Pricing & Charges:

$5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $25.00 is maintained or with a monthly direct deposit)
No Check writing or Bill Pay allowed
4 Free Money Orders or Treasurer checks per month
No Overdraft or Insufficient Funds (NSF) fees or Payments
No Account Activation, Closure, Dormancy, Inactivity, and Low Balance Fees
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

ATM Card
Debit Card
Free Telephone Banking
Free Internet Banking

Founders Checking Account

Minimum to Open: $50

Product Pricing & Charges:

$5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $500.00 is maintained or with a monthly direct deposit)
No per check charge
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

ATM Card
Debit Card
Overdraft Protection*
Free Telephone Banking
Free Internet Banking/Bill Pay
Basic checks free

*Application & Approval Required

Interest Checking Account

Minimum to Open: $100

Product Pricing & Charges:

$5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
$1000 minimum daily balance to earn interest
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

ATM Card
Debit Card
Free Internet Banking and Bill Pay
Free Telephone Banking
Overdraft Protection*
Image checks returned

*Application & Approval Required

Platinum Checking Account

Minimum to Open: $2,500

Product Pricing & Charges:

$5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $2,500 is maintained)
No per check charge
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

ATM Card
Debit Card
Free Internet Banking and Bill Pay
Free Telephone Banking
Overdraft Protection*
Image checks returned

*Application & Approval Required

Preferred Checking Account

Minimum to Open: $5,000

Product Pricing & Charges:

$15.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000.00 is maintained or with a monthly direct deposit)
No per check charge
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

ATM Card
Debit Card
Overdraft Protection*
Free Telephone Banking
Free Internet Banking/Bill Pay
Image checks returned
Identity theft protection with IDProtect®
Cellular Telephone Protection

*Application & Approval Required

Learn More

Student Checking

Minimum to Open: $50

Product Pricing & Charges:

No monthly service charge
ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

Restricted/Lower ATM/POS Limits
Minor account ages 10- 18 years old. (COO approval if younger than 10 years old.)
A parent or legal guardian as joint owner on account
Free Telephone Banking
Free limited Internet Banking (no external or wire transfers and no bill pay)
E-statement enrollment encouraged

Upon 18^th Birthday or 17 and joining the military or entering college the account can be closed and reopened as a single ownership account in any checking product offered.

Money Market Account

Minimum to Open: $1000

Product Pricing & Charges:

$1000 minimum average daily collected balance to earn interest
$2.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained).
Tiered Rates:
- $0 to $999.99
- $1000 to $2,499.99
- $2,500 and up

Features & Restrictions:

ATM Card
No Debit Card
Free Internet Banking (No Bill Pay)
Free Telephone Banking
Image checks returned

Preferred Money Market Account

Minimum to Open: $5,000

Product Pricing & Charges:

$5,000 minimum average daily collected balance to earn interest
$25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000 is maintained).
Tiered Rates:
- $0 to $4,999.99
- $5,000 – $99,999
- $100,000 and up

Features & Restrictions:

ATM Card
No Debit Card
Free Internet Banking (No Bill Pay)
Free Telephone Banking
Image checks returned

Special Money Market Account

Minimum to Open: $1000

Product Pricing & Charges:

$1,000 minimum average daily collected balance to earn interest
$6.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
Tiered Rates:
- $0 – $999.99
- $1,000 – $9,999.99
- $10,000 – $24,999.99
- $25,000 – $74,999
- $75,000 and up

Features & Restrictions:

ATM Card
No Debit Card
Free Internet Banking (No Bill Pay)
Free Telephone Banking
Image checks returned

Elite Money Market Account

Minimum to Open: $1,000,000

Product Pricing & Charges:

$1,000,000 minimum average daily collected balance to earn interest
$25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000,000 is maintained).
Tiered Rates:
- $0 to $999,999.99
- $1,000,000 and up

Features & Restrictions:

ATM Card
No Debit Card
Free Internet Banking (No Bill Pay)
Free Telephone Banking
Image checks returned

Charitable Checking Program

Giving Starts at The First Bank of Greenwich … Be Part of our Charitable Checking Program

At The First Bank of Greenwich we believe in supporting our local community and non-profit Organizations. If the Organization you support is part of our Program your Checking Account balances, along with other supporter’s, will be used to calculate quarterly bank donations to the Organization.

Charitable Checking