Personal Checking Accounts
The First Bank of Greenwich makes banking easy with several types of checking accounts, one that you can even earn interest on. You’ll never have to watch ATM fees add up. And with 24/7 online banking you can manage your accounts from home, the office, wherever you happen to be, at any time of day or night.
Basic Checking Account - BankOn standard account
Minimum to Open: $1.00
Product Pricing & Charges:
- $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $25.00 is maintained or with a monthly direct deposit)
- No Check writing or Bill Pay allowed
- 4 Free Money Orders or Treasurer checks per month
- No Overdraft or Insufficient Funds (NSF) fees or Payments
- No Account Activation, Closure, Dormancy, Inactivity, and Low Balance Fees
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- ATM Card
- Debit Card
- Free Telephone Banking
- Free Internet Banking
Founders Checking Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $500.00 is maintained or with a monthly direct deposit)
- No per check charge
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- ATM Card
- Debit Card
- Overdraft Line of Credit*
- Free Telephone Banking
- Free Internet Banking/Bill Pay
- Basic checks free
*Loan Application & Approval Required
Interest Checking Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
- $1000 minimum daily balance to earn interest
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- ATM Card
- Debit Card
- Free Internet Banking and Bill Pay
- Free Telephone Banking
- Overdraft Line of Credit*
- Image checks returned
*Loan Application & Approval Required
Platinum Checking Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $2,500 is maintained)
- No per check charge
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- ATM Card
- Debit Card
- Free Internet Banking and Bill Pay
- Free Telephone Banking
- Overdraft Line of Credit*
- Image checks returned
*Loan Application & Approval Required
Preferred Checking Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $15.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000 is maintained or with a monthly direct deposit)
- No per check charge
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- ATM Card
- Debit Card
- Overdraft Line of Credit*
- Free Telephone Banking
- Free Internet Banking/Bill Pay
- Image checks returned
- Identity theft protection with IDProtect®
- Cellular Telephone Protection
*Loan Application & Approval Required
Student Checking
Minimum to Open: $1.00
Product Pricing & Charges:
- No monthly service charge
- ATM/POS fees waived (proprietary and foreign)
Features & Restrictions:
- Restricted/Lower ATM/POS Limits
- Minor account ages 10- 18 years old. (COO approval if younger than 10 years old.)
- A parent or legal guardian as joint owner on account
- Free Telephone Banking
- Free limited Internet Banking (no external or wire transfers and no bill pay)
- E-statement enrollment encouraged
Upon 18th Birthday or 17 and joining the military or entering college the account can be closed and reopened as a single ownership account in any checking product offered.
Money Market Account
Minimum to Open: $1. 00
Product Pricing & Charges:
- $1000 minimum average daily collected balance to earn interest
- $2.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained).
- Tiered Rates:
- $0 to $999.99
- $1000 to $2,499.99
- $2,500 and up
Features & Restrictions:
- ATM Card
- No Debit Card
- Free Internet Banking (No Bill Pay)
- Free Telephone Banking
- Image checks returned
Elite Money Market Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $1,000,000 minimum average daily collected balance to earn interest
- $25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000,000 is maintained).
- Tiered Rates:
- $0 to $999,999.99
- $1,000,000 and up
Features & Restrictions:
- ATM Card
- No Debit Card
- Free Internet Banking (No Bill Pay)
- Free Telephone Banking
- Image checks returned
Preferred Money Market Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $5,000 minimum average daily collected balance to earn interest
- $25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000 is maintained).
- Tiered Rates:
- $0 to $4,999.99
- $5,000 – $99,999
- $100,000 and up
Features & Restrictions:
- ATM Card
- No Debit Card
- Free Internet Banking (No Bill Pay)
- Free Telephone Banking
- Image checks returned
Special Money Market Account
Minimum to Open: $1.00
Product Pricing & Charges:
- $1,000 minimum average daily collected balance to earn interest
- $6.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
- Tiered Rates:
- $0 – $999.99
- $1,000 – $9,999.99
- $10,000 – $24,999.99
- $25,000 – $74,999
- $75,000 and up
Features & Restrictions:
- ATM Card
- No Debit Card
- Free Internet Banking (No Bill Pay)
- Free Telephone Banking
- Image checks returned
Charitable Checking Program
Giving Starts at The First Bank of Greenwich … Be Part of our Charitable Checking Program
At The First Bank of Greenwich we believe in supporting our local community and non-profit Organizations. If the Organization you support is part of our Program your Checking Account balances, along with other supporter’s, will be used to calculate quarterly bank donations to the Organization.
Locations & Hours
Main Branch
Cos Cob
444 East Putnam Ave.
Cos Cob, CT 06807
P (203) 629-8400
F (203) 629-8409
ATM
Drive-Up
Walk-Up Window
Summer Street Branch
Stamford
Westchester Branch
Port Chester
500 Westchester Ave.
Port Chester, NY 10573
P (914) 908-5444
F (914) 908-2424
ATM
Drive-Up
Walk-Up Window
Hours of Operation
Monday–Wednesday
8:30 am - 4:00 pm
Thursday
8:30 am - 6:00 pm
Friday
8:30 am - 4:00 pm
Saturday
9:00 am - 12:00 pm
Sunday
Closed