Preferred Checking Account
With Preferred Checking you can enjoy exclusive perks, personalized service, and unparalleled convenience. Elevate your banking experience with our suite of benefits tailored to meet your financial aspirations.
Welcome to the pinnacle of banking excellence.
Save When You Bank
- Minimum Monthly Balance $5,000*
- No service fee with Direct Deposit
- Free Online Banking & Bill Pay
- ATM Fee Rebates (only in the USA)
- MasterCard® Debit Card with Real Time Fraud Protection
*Minimum of$ 5,000.00 required to open this account. Minimum average monthly collected balance of $5,000.00 or one monthly Direct Deposit is required to avoid a $15.00 monthly service fee. Contact the Bank for a full list of benefits. This offer may be rescinded at any time.
Help Better Protect Your Identity
With IDProtect®, our identity theft monitoring and resolution service (1), you can rest easy knowing that you and your family’s identities are better protected.
- Identity Theft Expense Reimbursement Coverage (2)
Receive up to $10,000 to help pay expenses, clear your name and restore your identity should you become the victim of identity fraud.
- Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and Credit Card Registration*
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.
- Credit File Monitoring*
Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports.
- Credit Report and Score*
Access to credit reports and credit scores.
- Identity Monitoring*
Monitoring of over 1.000 databases.
- Online Identity Theft News Center and Valuable Phone and Web Resources*
(1) IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
(2) Identity Theft lnsurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG) The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Preferred Checking also helps protect you from unexpected loss
With Cellular Telephone Protection Receive, if your cell phone is stolen or damaged in the U.S. and abroad you can receive up to $300 of replacement or repair costs.
- $50 deductible applies
- Up to two claims per twelve month period
- Covers up to three phones on a cellular telephone bill*
*Cellular telephone bill must be paid using eligible account.