Consumer Loan Products

At The First Bank of Greenwich, we offer a variety of loan terms at very competitive rates to custom tailor to your needs such as:

Home Equity Line of Credit

If you’re more comfortable with a revolving line of credit, and the flexibility that comes with it, The First Bank of Greenwich has a variable rate home equity line. (Consult with your tax advisor to determine if interest is tax deductible).

Residential Construction Loans

You’ll be able to make interest-only payments on the funds used during construction.  When your house is completed, the loan turns into a traditional mortgage with interest and principal amortized over the remaining life of the loan.

Deposit Secured Loans

Pledge your savings or CD account as collateral and apply for an ultra-low rate loan with flexible re-payment terms.

Overdraft Protection

The First Bank of Greenwich offers its exclusive CheckLoan, an unsecured line of credit linked directly to your checking account. Just write a check or use your ATM/Debit Card.

Before Applying

The first thing you’ll need to do before applying for a consumer loan is create a loan application packet by gathering personal and financial information such as:

  • Pay stubs for the last 30 days
  • W-2 forms from the last two years
  • Signed federal tax returns from the last two years
  • Documentation of any other sources of income
  • Your two most recent bank statements
  • Documentation of the source of your down payment: investment or savings account statements showing at least two months’ history of ownership. If some of the funds were a gift, get a signed statement from the giver stating that the funds were a gift.
  • Documentation of name change, if recent
  • Proof of your identity (typically a drivers’ license or non-driver ID)
  • Social security number
  • Certificate of housing counseling or home buyer education, if you have one

You’ll also want to know your credit score and history, debt to loan ration, what collateral you can provide and have your origination fees in place.

Once you’ve put together your loan application packet call us at our Cos Cob branch to set up an appointment to speak with our lending expert.

Woman Working at Home

Your Lending Expert

VP, Residential Lending Manager

Anya K. Vitikova
Office: 203.302.4377
NMLS #96847

An image of Anya K. Vitikova, the Bank's Vice President, Residential Lending Manager, standing in front of a grey background, smiling with her arms crossed.

Locations & Hours

Main Branch

Cos Cob

The First Bank of Greenwich Cos Cob building

444 East Putnam Ave.
Cos Cob, CT 06807

P (203) 629-8400
F (203) 629-8409

Walk-Up Window

Summer Street Branch


The First Bank of Greenwich Stamford building

900 Summer St.
Stamford, CT 06905

P (203) 413-6101
F (203) 413-6106

Walk-Up Window

Westchester Branch

Port Chester

The First Bank of Greenwich Port Chester building

500 Westchester Ave.
Port Chester, NY 10573

P (914) 908-5444
F (914-908-2424)

Walk-Up Window

Hours of Operation


8:30 am - 4:00 pm


8:30 am - 6:00 pm


8:30 am - 4:00 pm


9:00 am - 12:00 pm