Personal Rates
Personal Savings Accounts
Rates effective 3/01/2026
Tiers / Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
Preferred Savings
$0.01 to $24,999.99
0.05%
0.05%
$25,000.00 to $49,999.99
0.10%
0.10%
$50,000.00 and Up
0.15%
0.15%
Statement Savings
$200.00 and Up
0.10%
0.10%
Start2Save Passbook
$5.00 and Up
0.25%
0.25%
Classic Passbook Savings
$10.00 and Up
0.10%
0.10%
Special Statement Savings
$2,500.00 to $14,999.99
0.05%
0.05%
$15,000.00 to $49,999.99
0.10%
0.10%
$50,000.00 and Up
0.15%
0.15%
Elite Money Market
$0.01 to $999,999.99
2.43%
2.40%
$1,000,000.00 and Up
3.04%
3.00%
High Yield Savings
No minimum to earn interest
0.10%
0.10%
with checking
0.15%
0.15%
Holiday Club
$5.00 to $1,000.00
0.50%
0.50%
with checking
1.50%
1.49%
Health Savings Account
$100.00 and Up
0.15%
0.15%
Platinum Savings with checking
$0.01 to $24,999.99
0.05%
0.05%
$25,000.00 and Up
3.04%
3.00%
Platinum Savings without checking
$0.01 to $24,999.99
0.05%
0.05%
$25,000.00 and Up
2.43%
2.40%
Pet Savings
$0.01 and Up
3.55%
3.50%
Personal Checking Accounts
Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
Interest Checking (NOW)
$1,000.00 and Up
0.05%
0.05%
Preferred Money Market (view product disclosure)
$5,000.00 to $99,999.99
0.05%
0.05%
$100,000.00 and Up
0.10%
0.10%
Special Money Market
$1,000.00 to $9,999.99
0.05%
0.05%
$10,000.00 to $24,999.99
0.10%
0.10%
$25,000.00 to $74,999.99
0.15%
0.15%
$75,000.00 and Up
0.15%
0.15%
Money Market
$1,000.00 to $2,499.99
0.05%
0.05%
$2,500.00 and Up
0.10%
0.10%
Personal CDs (Other Terms Available)
Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
3 Month
$1,000.00 and Up
0.10%
0.10%
4 Month
$1,000.00 and Up
0.10%
0.10%
5 Month
$1,000.00 and Up
0.10%
0.10%
6 Month
$1,000.00 and Up
0.10%
0.10%
9 Month
$1,000.00 and Up
0.15%
0.15%
12 Month
$1,000.00 and Up
0.15%
0.15%
18 Month
$1,000.00 and Up
0.30%
0.30%
2 Year
$1,000.00 and Up
0.30%
0.30%
3 Year
$1,000.00 and Up
0.30%
0.30%
4 Year
$1,000.00 and Up
0.30%
0.30%
5 Year
$1,000.00 and Up
0.30%
0.30%
APY and Interest Rates are current as of the date shown above. At our discretion, we may change the APY and Interest Rate on variable rate accounts daily. Not responsible for typographical errors. Please call for current interest rates, terms and fees. Fees may affect earnings. For CD’s a penalty may be imposed for withdrawals before maturity. Call us at (203) 629-8400 for other terms and rates.