Personal Savings Accounts

Minimum to Open: $50

Product Pricing & Charges:

• No Monthly Charge (CRA lifeline)
• $2.00 monthly service charge (no charge if average daily balance per statement cycle of $200.00 is maintained)
• ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:        

• ATM Card
• No Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking

Minimum to Open: $2,500

Product Pricing & Charges:

• $2.00 monthly service charge (no charge if average daily balance per statement cycle of $2,500 is maintained or if under 18 yrs old or over 50 yrs old)
• $2,500 minimum average daily balance to earn interest
• ATM/POS fees waived (proprietary and foreign)
• Tiered rate structure:
  • $0 to $2,499.99
  • $2,500 to $14,999.99
  • $15,000 to $49,999.99
  • $50,000 and up

Features & Restrictions:        

• ATM Card
• No Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking

Minimum to Open: $25,000

Product Pricing & Charges:

• $5.75 monthly service charge (no charge if average daily balance per statement cycle of $25,000 is maintained)
• ATM fees waived (proprietary and foreign)
• Tiered rate structure:
  • $0 to $24,999.99
  • $25,000 to $49,999.99
  • $50,000 and up

Features & Restrictions:

A linked Preferred Checking or Founders checking required to open this product.

• ATM Card
• No Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking

Minimum to Open: $25,000

Product Pricing & Charges:

• $5.00 monthly service charge (no charge if average daily balance per statement cycle of $25,000 is maintained)
• ATM fees waived (proprietary and foreign)
• Tiered rate structure:
  • $0 to $24,999.99
  • $25,000 and up

Features & Restrictions:

A linked Platinum, Preferred or Founders checking required to earn higher rate.

• ATM Card
• No Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking

Minimum to Open: $50

Product Pricing & Charges:

• No Monthly Charge
• $2.00 monthly service charge (no charge if average daily balance per statement cycle of $50.00 is maintained)
• ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

• ATM Card
• No Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking

Minimum to Open: $50

Product Pricing & Charges:

• $5.00 monthly service charge (no charge if average daily balance per statement cycle of $100.00 is maintained)
• $100 minimum average daily balance to earn interest
• ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

• Debit Card
• Free Internet Banking (No Bill Pay)
• Free Telephone Banking
• $10,000 maximum to earn interest

Minimum to Open: $100

Product Pricing & Charges:

• None

Features & Restrictions:

• Tax Advantaged Medical Savings Account
• Use for Qualified Medical Expenses
• No Minimum to Earn Interest

Minimum to Open: $5

Product Pricing & Charges:

• None

Features & Restrictions:

• No ATM Card
• No Debit Card
• Free Telephone Banking
• If account is closed prior to crediting of interest, accrued interest will be received
• $1,000 maximum balance to earn interest