Personal Checking Accounts

Get in Touch

The First Bank of Greenwich makes banking easy with several types of checking accounts, one that you can even earn interest on. You’ll never have to watch ATM fees add up. And with 24/7 online banking you can manage your accounts from home, the office, wherever you happen to be, at any time of day or night.

Basic Checking Account - BankOn standard account

Minimum to Open: $25

Product Pricing & Charges:

  • $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $25.00 is maintained or with a monthly direct deposit)
  • No Check writing or Bill Pay allowed
  • 4 Free Money Orders or Treasurer checks per month
  • No Overdraft or Insufficient Funds (NSF) fees or Payments
  • No Account Activation, Closure, Dormancy, Inactivity, and Low Balance Fees
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • ATM Card
  • Debit Card
  • Free Telephone Banking
  • Free Internet Banking

Founders Checking Account

Minimum to Open: $50

Product Pricing & Charges:

  • $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $500.00 is maintained or with a monthly direct deposit)
  • No per check charge
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • ATM Card
  • Debit Card
  • Overdraft Protection*
  • Free Telephone Banking
  • Free Internet Banking/Bill Pay
  • Basic checks free

*Application & Approval Required

Interest Checking Account

Minimum to Open: $100

Product Pricing & Charges:

  • $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
  • $1000 minimum daily balance to earn interest
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • ATM Card
  • Debit Card
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection*
  • Image checks returned

*Application & Approval Required

Platinum Checking Account

Minimum to Open: $2,500

Product Pricing & Charges:

  • $5.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $2,500 is maintained)
  • No per check charge
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • ATM Card
  • Debit Card
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection*
  • Image checks returned

*Application & Approval Required

Preferred Checking Account

Minimum to Open: $5,000

Product Pricing & Charges:

  • $15.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000.00 is maintained or with a monthly direct deposit)
  • No per check charge
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • ATM Card
  • Debit Card
  • Overdraft Protection*
  • Free Telephone Banking
  • Free Internet Banking/Bill Pay
  • Image checks returned
  • Identity theft protection with IDProtect®
  • Cellular Telephone Protection

*Application & Approval Required

Learn More

Student Checking

Minimum to Open: $50

Product Pricing & Charges:

  • No monthly service charge
  • ATM/POS fees waived (proprietary and foreign)

Features & Restrictions:

  • Restricted/Lower ATM/POS Limits
  • Minor account ages 10- 18 years old. (COO approval if younger than 10 years old.)
  • A parent or legal guardian as joint owner on account
  • Free Telephone Banking
  • Free limited Internet Banking (no external or wire transfers and no bill pay)
  • E-statement enrollment encouraged

Upon 18th Birthday or 17 and joining the military or entering college the account can be closed and reopened as a single ownership account in any checking product offered.

Money Market Account

Minimum to Open: $1000

Product Pricing & Charges:

  • $1000 minimum average daily collected balance to earn interest
  • $2.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained).
  • Tiered Rates:
    • $0 to $999.99
    • $1000 to $2,499.99
    • $2,500 and up

Features & Restrictions:

  • ATM Card
  • No Debit Card
  • Free Internet Banking (No Bill Pay)
  • Free Telephone Banking
  • Image checks returned

Preferred Money Market Account

Minimum to Open: $5,000

Product Pricing & Charges:

  • $5,000 minimum average daily collected balance to earn interest
  • $25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000 is maintained).
  • Tiered Rates:
    • $0 to $4,999.99
    • $5,000 – $99,999
    • $100,000 and up

Features & Restrictions:

  • ATM Card
  • No Debit Card
  • Free Internet Banking (No Bill Pay)
  • Free Telephone Banking
  • Image checks returned

Special Money Market Account

Minimum to Open: $1000

Product Pricing & Charges:

  • $1,000 minimum average daily collected balance to earn interest
  • $6.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000 is maintained)
  • Tiered Rates:
    • $0 – $999.99
    • $1,000 – $9,999.99
    • $10,000 – $24,999.99
    • $25,000 – $74,999
    • $75,000 and up

Features & Restrictions:

  • ATM Card
  • No Debit Card
  • Free Internet Banking (No Bill Pay)
  • Free Telephone Banking
  • Image checks returned

Elite Money Market Account

Minimum to Open: $1,000,000

Product Pricing & Charges:

  • $1,000,000 minimum average daily collected balance to earn interest
  • $25.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $1,000,000 is maintained).
  • Tiered Rates:
    • $0 to $999,999.99
    • $1,000,000 and up

Features & Restrictions:

  • ATM Card
  • No Debit Card
  • Free Internet Banking (No Bill Pay)
  • Free Telephone Banking
  • Image checks returned

Charitable Checking Program

Giving Starts at The First Bank of Greenwich … Be Part of our Charitable Checking Program

At The First Bank of Greenwich we believe in supporting our local community and non-profit Organizations. If the Organization you support is part of our Program your Checking Account balances, along with other supporter’s, will be used to calculate quarterly bank donations to the Organization.

Charitable Checking

More to Explore

Personal Banking

Personal Banking

Personal Savings Accounts

Personal Savings Accounts

Community

Community

Locations & Hours

Main Branch

Cos Cob

The First Bank of Greenwich Cos Cob building

444 East Putnam Ave.
Cos Cob, CT 06807

P (203) 629-8400
F (203) 629-8409

ATM
Drive-Up
Walk-Up Window

Summer Street Branch

Stamford

The First Bank of Greenwich Stamford building

900 Summer St.
Stamford, CT 06905

P (203) 413-6101
F (203) 413-6106

ATM
Walk-Up Window

Westchester Branch

Port Chester

The First Bank of Greenwich Port Chester building

500 Westchester Ave.
Port Chester, NY 10573

P (914) 908-5444
F (914-908-2424)

ATM
Drive-Up
Walk-Up Window

Hours of Operation

Bank Holiday Schedule

Monday–Wednesday

8:30 am - 4:00 pm

Thursday

8:30 am - 6:00 pm

Friday

8:30 am - 4:00 pm

Saturday

9:00 am - 12:00 pm

Sunday

Closed

Bank Holiday Schedule