Commercial Loans

Whether you’re trying to start a new business or grow a current one, our Commercial Lending Officers are here to help. We’re responsive to the financial needs of our customers and our lending experts can give you the guidance you need to make the best decisions and ensure a smooth sale.

We also offer lines of credit for working capital as well as term loans for equipment.

Term Loans

When you want to expand your business, implement capital improvement plans, purchase equipment or other fixed assets, a term loan from The First Bank of Greenwich may be just what you need.  We offer flexible rates and terms so the loan can be customized to your needs.

Lines of Credit

For short-term cash needs, The First Bank of Greenwich offers competitively priced lines of credit.

Real Estate Loans

The First Bank of Greenwich offers a variety of investor and owner-occupied commercial real estate loans. You can use them for building purchase and improvement, as well as for land development.

Construction Loans

Looking to build, expand or renovate your commercial building? Want to develop or construct single family subdivisions and single family homes? We’ve got a loan to help.

Small Business Administration (SBA) Loans

The First Bank of Greenwich enjoys a working relationship with the SBA. And that can work very well for your business. If you qualify, we can even help you with the SBA loan application process.

Equipment Loans

With equipment financing from The First Bank of Greenwich, you can get the equipment you need when you need it, without tying up your lines of credit. It’s also and excellent way to ease your cash flow.

Standby Letters of Credit

When you need to support financial obligations including trade payments and leases, take advantage of a standby letter of credit from The First Bank of Greenwich. These letters of credit also support advance payment requirements for non-financial contractual obligations such as performance and bid assurances, as a serving as a substitute for collateral to enhance credit facilities.

Professional Business Credit

This is a banking line of credit designed specifically for doctors, dentists, lawyers and accountants who require short-term working capital, seasonal purchases, inventory and much more.